Are you looking for short term cover to drive a car or maybe a van? Have you borrowed a friend or family members car for the day or the weekend or maybe you are taking a car for an extended test drive or have purchased a new car and need some temporary cover in order to drive it home. If so then you need daily car insurance to get you the instant short term cover that you need. Get a daily car insurance policy to give you short term cover for anywhere between 1 and 28 days. You can then drive your friends or families car for the specified amount of time. If you want someone else to drive your car you can insure them to drive you.
If you are at least 21 years old you can get a daily insurance policy that can cover you to drive either a car or a van. You need to be a UK resident and have lived in the country for at least a year and hold a full current UK driving licence. It is a quick and convenient way to get temporarily covered even if it is at short notice. You can apply online at any time of the day or night and your documentation can be printed off at home so you are ready to go.
If you need temporary cover there are a couple of options that will depend on your age and your circumstances. The 3 main types of insurance are;
- Annual car insurance that covers you for a whole year
- Monthly ‘pay as you go’ cover for a month at a time
- Daily insurance for anywhere up to 28 days cover
Each type of car insurance policy has its benefits in different situations. Most of us will require a standard annual policy for most of the time but there may be situations where a monthly or daily policy may be more suitable. If you only need to drive a vehicle for a few days then you can take out temp cover to provide you with cover for the days that you need to drive. On the other hand if you need cover for a longer period but not quite a year then a monthly policy where you can pay for your cover a month at a time would be more suitable. There are however a few stipulations with a daily policy which means that younger drivers may not be able to get covered. If you are under 25 then it is likely that you would not be able to get insured under a day insurance policy. You can however still get pay as you go cover that allows you to take out a policy for a minimum of 1 month and you can take out this type of cover as young as 17 years old.